Book

Description

Digital payment systems have transformed the way consumers make transactions, manage finances, and interact with businesses. This book examines the impact of digital payment systems on consumer behaviour, with particular focus on adoption, frequency of use, security and trust, digital financial literacy, and purchasing behaviour.   Based on primary survey data and supporting academic literature, the study analyses the factors that influence consumers' adoption and continued use of digital payment platforms. The findings highlight the important role of digital financial literacy and security trust in shaping adoption behaviour, while also identifying areas where digital payment platforms can improve user experience and consumer confidence.   The book provides useful insights for students, researchers, FinTech professionals, financial institutions, and policymakers interested in digital payments and changing consumer behaviour.