Book

Climate-to-Finance: Translating Climate Risk into Financial Risk and Banking Resilience   Climate change is no longer only an environmental challenge—it is increasingly a financial risk. Extreme weather events, changing climate conditions and the transition to a low-carbon economy can affect businesses, borrowers, assets, revenues, cash flows and ultimately the financial stability of banks.   Climate-to-Finance explores how these risks travel from climate hazards to economic impacts, credit losses, liquidity pressures and banking decisions. The book introduces an integrated Climate-to-Finance Translation Framework that connects climate risk with borrower performance and bank-level financial risk. Combining empirical analysis, a Climate-to-Finance Translation Matrix and System Dynamics Modelling, it provides a structured approach to understanding these complex relationships and their evolution over time.   The book also examines how adaptation finance, resilience investments and financial interventions can influence future risk. It offers researchers, policymakers, financial institutions and practitioners a practical framework for translating climate information into meaningful financial decisions and building a more resilient banking system.