Emmanuel

Emmanuel Kabipi is a Statistician and researcher specializing in financial analytics and the application of mathematical and statistical methods to address complex economic and policy challenges. Dr. Nasibu Mramba is a Lecturer and Researcher at the College of Business Education (CBE), Tanzania, with interests in Marketing, Technology for Development, E-Learning, and the Informal Economy. Together, they promote evidence-based research and informed decision-making for sustainable development.